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Lending Perspectives: There is no substitute for ‘give a damn’

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first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » Like so many businesspeople, I seek inspiration to improve myself and my credit union whenever possible. Several years ago, I saw a little saying on LinkedIn that has been speaking to me on an almost daily basis since: “There is no substitute for give a damn.”It speaks to me because whether you “give a damn” is so integral to what makes credit unions the best place for consumers to do their banking. The operational tsunami we all faced with COVID-19 only reinforced the importance of showing you “give a damn” and may have actually exposed how perhaps credit unions don’t have the wide lead they once enjoyed over the banks and other financial institutions in terms of reaching out to and serving consumers. How can credit unions improve their “give a damn” quotient?1. Continue to lead with transparent, consumer-friendly products and policies.Credit unions, like it or not, have a reputation for being plain Jane when it comes to product design. Think of all the complex options banks tend to build into home equity lines—like the ability to lock the rate on a portion (or several) portions of the overall line—and the cash-back rewards they offer on credit cards that vary greatly based on the product purchased (gas, groceries, etc). In these cases, the design sells the product. A very attractive feature catches the consumer’s attention and differentiates the equity loan or credit card. Sometimes, these features can be fairly difficult for the consumer to understand. I think there’s an opportunity to build our business and reputation by embracing the elegance in simplicity and/or ease of use. While the iPhone is an extraordinarily complex device, it’s well-designed from a consumer standpoint; there are no iPhone instruction manuals! How can you make your financial products easier for members to understand and use?last_img read more

Football News I am here to win all the trophies, says Arturo Vidal after Barcelona unveiling

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first_imgNew Delhi: Spanish giants Barcelona have unveiled their new signing Arturo Vidal following his switch from Bayern Munich. The 31-year-old dynamic midfielder joins the Blaugrana on a three-year deal for a fee of £27 million after lifting six trophies in Germany.The 100-cap Chilean will sign the contract on Monday, just before his official presentation on the Nou Camp.“To be honest I am very happy and I am looking forward to starting training with my teammates, to wearing such a famous shirt, and to doing important things here.“It is a dream. I hope to achieve my objectives. I am here to win all the trophies available and I will give everything on the pitch to achieve this,” Vidal said at his unveiling.“I am excited to play with Messi, [Luis] Suarez, Sergio Busquets… they are all great players,” he addedVidal comes in as a replacement for Brazilian midfielder Paulinho, who rejoined Guangzhou Evergrande on a season-long loan with an option to make it permanent.Paulinho scored a total of nine goals in La Liga and was crucial to their title-winning campaign amid heavy criticism from the fans.Meanwhile, fans are showing mixed reaction over the signing of the 31-year-old Vidal, despite his magnificent trophy-laden career at Bayern Munich and Juventus.The Chilean has won 13 trophies for Bayern and Juve. For all the Latest Sports News News, Football News News, Download News Nation Android and iOS Mobile Apps.last_img read more

Exclusive – Crystal Palace players will relish working under Warnock, says Shipperley

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first_imgNeil Shipperley believes Neil Warnock will quickly win over the Crystal Palace squad.Warnock has returned to Selhurst Park to take charge of the south London club for a second time, signing a two-year contract to succeed Tony Pulis.Shipperley worked under the Yorkshireman during his first spell as Palace boss and he believes the 65-year-old will prove a popular appointment with the players.“When I played under him, I loved everything about him,” said the former striker, speaking on the Hawksbee and Jacobs show.“His man management skills are second to none. Being a manager you can’t please everyone, but the majority will buy into what he is after.“The way he treats you is different to other managers. There is no ego. You have to buy into what he wants and do what he says, but his success rate is good.“He has got that knack. There’s not many managers who you really want to do well for and will run through brick walls for, but he gets that out of you.”last_img read more

Coppell to lead Kerala Blasters in ISL

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first_imgKochi, June 20 (PTI) Kerala Blasters today announced that former England international Steve Coppell will lead the team in the next edition of the Hero Indian Super League (ISL) 2016. The appointment of Coppell comes close on the heels of the consortium of Chiranjeevi, Akkineni Nagarjuna, Allu Arvind and Nimmagadda Prasad joining Sachin Tendulkar as co-owners of Kerala Blasters. As marquee manager, Coppell will work on building a nucleus of support staff incorporating the best of Indian and international talent. Coppell will also play an important role in the selection of the team. Coppell was the foremost right-winger of his generation known for his speed and work rate. He won domestic honors for Manchester United with 322 appearances and 53 goals. With 42 England caps, he represented England in international football including at the FIFA World Cup from 1977 to 1983 when his career was cut short by an injury. With an extensive management career from 1984 to date, he is part of a select band racking up more than 1000 games as a league manager working with football clubs Bristol City, Brighton & Hove Albion, Manchester City, Brentford, Crawley Town and was most recently Director of Football at Portsmouth. His mentoring of Crystal Palace and Reading resulted in both clubs achieving their greatest-ever successes in the Premier League. He has twice been named League Managers Association Manager of the Year when he was in charge of Reading FC. Known as a statesman of the game and one of the shrewdest operators in the sport, Coppell is also credited with discovering players such as Ian Wright, a striker he signed from non-league football, and who became a household name and international footballer. Coppell is in India to interact with the management and visit the facilities. “Indian Super League has laid a strong foundation in its last two seasons nurturing quality Indian football. Also, its unique format gives an opportunity to Indian players to play and compete against international talent, learnings that will strengthen the roots of football in India,” Coppell said. “I have heard a lot about the strong fan support of Kerala Blasters FC, as also Keralas strong legacy in Indian football. I believe in creating an environment for the players to win matches and am looking forward to working with the team and sharing my passion for the game with them!,” he added. PTI ATK CMadvertisementlast_img read more