Tag Archives: 上海千花验证归来

Addressing issues with dual interface transaction declines

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first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Insert to pay or tap to pay. Dual interface cards allow both. For many consumers, the tap to pay option feels faster, mirroring the speed of mobile transactions. Issuing dual interface cards offers community financial institutions (FIs) a new option to meet consumer demand for perceptibly faster transactions.Recently, however, TMG has noticed some nuances with dual interface technology that may impact FIs. Specifically, at certain merchant locations, some transactions are showing up as entry mode 91, or magnetic stripe data, instead of dual interface EMV transactions. When these transactions are passed to processors for validation, the magnetic stripe CVV is read rather than the dynamic CVV, therefore the transactions are declined. continue reading »last_img read more

Fields of dreams

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first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

MX Oil shareholders to vote on name change, share capital consolidation

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first_imgAIM quoted oil and gas investment company MX Oil is planning a name change following a recent investment by a UAE shaikh. The company is also looking to consolidate its share capital in a push to lift its share price.OML 113 containing the Aje field in which MX Oil owns a share; Source: PanoroIn a circular to shareholders on Wednesday, MX Oil, which owns a share in the oil-producing Aje offshore oil field in Nigeria, said that a resolution would be placed before its shareholders at the next general meeting to vote on a name change from MX Oil to ADM Energy plc.“The Company has been considering a change of name for some time. The rationale for the name change to ADM Energy plc follows the recent strategic investment by Shaikh Ahmed Bin Dalmook Al Maktoum. The Company’s strategic investor has an extensive network of influential contacts within the oil and gas industry and the Board regards his support for the Company as an important opportunity.”Shaikh Ahmed Bin Dalmook Al Maktoum in April acquired 1,335,000,000 MX Oil shares and is now the company’s largest shareholder with 29.86% of issued share capital.Subject to shareholder approval, once the company has formally changed its name, the company will also change its ticker from MXO to ADME.Shareholders will also vote on, among others, a resolution to consolidate share capital of the company.“It is expected that, immediately prior to the General Meeting, the Company will have 4,471,349,664 Existing Ordinary Shares in issue… The Directors consider that it is in the best interests of the Company’s long term development as a public quoted company to have a more manageable number of issued ordinary shares and to have a higher share price.”Accordingly, it is proposed that the Company’s share capital be reorganized such that every 100 Existing Ordinary Shares be consolidated into 1 new ordinary share of 1 pence. The MX Oil general meeting will be held on June 7 in London.Offshore Energy Today StaffSpotted a typo? Have something more to add to the story? Maybe a nice photo? Contact our editorial team via email. Offshore Energy Today, established in 2010, is read by over 10,000 industry professionals daily. We had nearly 9 million page views in 2018, with 2.4 million new users. This makes us one of the world’s most attractive online platforms in the space of offshore oil and gas and allows our partners to get maximum exposure for their online campaigns. If you’re interested in showcasing your company, product or technology on Offshore Energy Today contact our marketing manager Mirza Duran for advertising options.last_img read more

Giants finally score after 17 innings, suffer second straight loss to open season

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first_imgSAN DIEGO–In the 136-year history of the franchise, the Giants had never been shut out twice in a row to start a season.History was nearly made at Petco Park on Friday, and the Giants were oh-so-close to being on the wrong side of it.After 17 scoreless innings to open the season, third baseman Evan Longoria finally put the team on the board in 2019 with a solo home run to left field in the top of the ninth. Longoria’s homer was much-needed for a discouraged Giants’ offense, but it was a rare …last_img

M-Pesa at 10: How Africa become the leader in mobile money

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first_imgM-Pesa, the world’s largest mobile money network, has enabled millions of Africans to gain access to safe and secure banking solutions. The idea has become a pioneering innovation for the continent, and is now used as a model for similar systems around the world.Mobile money markets are hugely popular in Africa, offering easy, secure methods of payment and transfer of funds using simple text-based mobile technology. M-Pesa, a leader in the industry, celebrates 10 years of dominance in countries such as Kenya and Uganda. (Image: Flickr)CD AndersonLaunched by telecommunications group Vodafone/Safaricom in 2007, M-Pesa (“pesa” is Swahili for “money”) has become a way of life for 30 million Africans in 10 countries. More than 80% of Kenyans use the service. The network also enjoys market dominance in Tanzania and Uganda.The ingeniously simple method of money transfers made via cellphone messaging (SMS) has connected many to formal banking systems and enabled opportunities for small business and informal commerce, as well as played a part in helping to eradicate poverty, particularly in rural areas.The system uses simple, text-based technology available on older cellular phones. While more sophisticated mobile banking is the norm around the world, the simplicity of M-Pesa is that customers do not need bank accounts to use the network.The adoption and rise in popularity of mobile money networks in Africa has been steady. M-Pesa and its various competitor networks now not only include money transfers and other standard banking procedures, but also healthcare provision, access to international money markets and long-term lending.Tracking the growth of the mobile money market in Africa over the last 10 years. (Infographic: CNN)In 2016, according to Vodafone, M-Pesa was used in six billion transactions. Additionally, research by Digital Frontiers found a 22% drop in female-headed households living in poverty in areas with access to M-Pesa. The same study noted that the source of income for almost 200,000 women in rural areas shifted from the low-income, labour intensive agricultural sector to more prosperous small business creation. The research also showed an increase in saving and investing money through using the M-Pesa network.M-Pesa transactions are expected to surpass $1.3-billion (R17-billion) in the next three years, according to research by consulting firm Frost & Sullivan.Tracking the growth of the mobile money market in Africa over the last 10 years. (Infographic: CNN)The future of mobile money markets presents both growth opportunities and challenges. Safaricom CEO Bob Collymore told CNN that the network wanted to focus on developing a better user experience, with an eye on increasing the use of smart device technology in Africa compared to standard text-based mobile technology.As with any innovative product, a focus on developing more ground-breaking mobile financial services is also a key objective. “One of the big problems has been the relative clumsiness of using M-Pesa,” Collymore said, adding that new, simpler solutions would work hand-in-hand with better technology, such as the “tap and pay” method and EMV smart chip cards.Another focus is breaking into new markets, the rest of Africa primarily, but also increasing its presence in Asia, Eastern Europe (M-Pesa is used in Romania and Albania, which has a large informal economy, often operating without bank accounts) and the Middle East.M-Pesa was introduced in South Africa in 2010, gaining more than a million users. It aimed to conquer a market of 13 million economically active people who did not use bank accounts. However, because of stricter banking regulations in South Africa, as well as the development of more tech-savvy banking products, the system found little foothold in the country.Tracking the growth of the mobile money market in Africa over the last 10 years. (Infographic: CNN)While more and more competing mobile and smart phone banking systems are aiming to provide services for larger transactions, M-Pesa aims to keep the focus on what made it the dominant, most longstanding player in the market, namely safe, convenient micro-banking (M-Pesa does not transact anything larger than $675 (R8,000).“The banking sector across the world has always ignored the so-called base of the pyramid. We haven’t because we understand that the base of the pyramid needs to be served and there’s also commercial viability in doing that.”Source: CNN, AFKInsiderWould you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

Guide to the history and importance of Robben Island

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first_imgAs a symbol of the brutality of South Africa’s apartheid past and of the immense courage of those who fought for the country’s freedom, Robben Island, about 12km offshore from Cape Town, is a pivotal beacon in the history of South Africa.(Image: The Robben Island Museum)Brand South Africa reporterThe island was declared a World Heritage Site by the United Nations Educational, Scientific and Cultural Organisation (Unesco) in 1999.In its description of the site, Unesco writes: “The buildings of Robben Island bear eloquent testimony to its sombre history, and at the same time symbolise the triumph of the human spirit, of freedom, and of democracy over oppression.”‘Unwanted’ peopleAlthough people lived on Robben Island thousands of years before the sea separated it from the Cape mainland, it was used as a place to house “unwanted” people – mostly prisoners – from the mid-1600s, when the Dutch colonised the Cape, to the late 20th century. It was also used as a military base during the Second World War.Those who fought against Dutch colonisation in southern and eastern Africa, religious Muslim leaders, opponents of British empire building in Africa, prisoners of war, criminals, leprosy sufferers, mentally ill patients, and more recently opponents of the apartheid government, were all packed off to Robben Island.As author Lawrence Green wrote: Robben Island was “an island of exiles”.The windswept island, with its astounding legacy of confinement and brutality for those exiled there – and its paradoxical existence as a sanctuary for bird and animal life – is a place of mystery and amazement to the many who visit it.Memories of brutalityFor the many freedom fighters imprisoned there, including Nelson Mandela, who was incarcerated for 27 years, and Pan Africanist Congress leader Robert Sobukwe, who was housed there in solitary confinement, Robben Island holds less mystery and more torrid memories of brutality, isolation and victimisation.But the island is remembered just as much as the site where anti-apartheid activists honed their principles of non-racialism and human rights, where they educated themselves – and their prison warders – and strengthened their resolve to attain freedom.As African National Congress (ANC) stalwart and former Robben Island prisoner Ahmed Kathrada remarked around the time of Mandela’s release from prison: “While we will not forget the brutality of apartheid, we will not want Robben Island to be a monument to our hardship and suffering. We would want Robben Island to be a monument . reflecting the triumph of the human spirit against the forces of evil. A triumph of non-racialism over bigotry and intolerance. A triumph of a new South Africa over the old.”Kathrada’s wish has been realised. On 1 January 1997, Robben Island became the home to the Robben Island Museum, a national museum and monument that displays its astounding history to the many tourists who flock there in search of more information and understanding about South Africa’s past.Website: www.robben-island.org.zaA place to learn about SA’s democracyThe museum is also a place of learning, with workshops, tours and camps for children and adults keen to learn about both historical and modern-day South Africa and its embracing of a culture of human rights and respect for ethnic, cultural and religious diversity.Daily tours are offered, weather permitting, leaving from the Nelson Mandela Gateway at the V&A Waterfront. The tour is three-and-a-half hours long, including the two half-hour ferry rides. It is a good idea to pre-book your ticket through the website.Visitors can expect an enriching experience. There’s plenty to see on the island: from the maximum security prison that held political prisoners, to the memorabilia of prisoners incarcerated there, to the quarry mines where prisoners were forced to dig, to the church, to the many buildings dating back to the Second World War. There’s a small village where the island’s main centre is located.Bird sanctuaryRobben Island generates its own electricity and is involved in a research initiative to draw electricity from the strong waves that pound its shores. It also gets its water from nine boreholes.The island is a natural sanctuary for bird life – the northern part is a bird sanctuary – and has about 132 bird species, some of which are endangered.Many birds use the island for breeding purposes, including the Crowned Cormorant and Black-crowned Night Herons that flock to the island in numbers. The African Penguin, once close to extinction, also breeds prolifically on the island.Plant life also thrives on Robben Island, but farming and the introduction of exotic species have upset the natural fauna to some extent. The spectacular veld flowers typical of the West Coast also occur on the Island during spring.There are 23 species of mammals, including small herds of bontebok, springbok, steenbok, fallow deer and eland. Ostrich, lizards, geckos, snakes and tortoises also call the island home.Marine life around Robben Island is also rich, and the ferry trip offers tourists a chance to spot Cape fur seals, southern right whales and dusky and heavyside dolphins.Source: South African History OnlineWould you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

How To Get The Most Out Of Google+ Today

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first_imgRelated Posts Thanks to a neat element that came packaged with the design revamp effort rolled out at Google I/O, clicking one of up three displayed hashtags flips the card around within the same page and displays other stories from across the network. Cycling through brings you to other similarly hashtagged posts and finally gives you the option to jump into a fully organized trending page for whatever topic you’ve selected. That’s not all. Google+ posts, unlike Facebook and Twitter, are all editable. That means you can add hashtags later or replace the current batch with new ones. That’s especially useful considering Google automatically tags some posts, which is a great feature that occasionally doesn’t employ the most specific tag possible. But with edit, you can replace the autotags with your own. Animated GIFs That Blend Into The BackgroundWhile anything that aids in the display of animated GIFs is not typically a popular notion, Google+ turns out to be one of the few social havens for the Internet motion mainstay that doesn’t push it in front of your face. The feature was rolled out in March, but ever since the debut of Google’s new photo management and GIF creator tool, called Auto Awesome, that automatically creates the nifty picture loops out of similar photos you batch upload, the social network has become awash in moving pictures. The feature works not only for posts, but profile pictures and even the enormous 2120×1192 pixel cover photo as well (tread carefully there).What makes them so innocuous, compared with the incessantly in-your-face profile GIF that Twitter was forced to put a stop to, is a combination of Google+’s column layout and the fact that user’s profiles won’t animate the GIFs unless you click on their name. Your feed remains mostly undisrupted and when people do happen to post them and they play automatically, it’s easy to let your eyes wander horizontally or vertically to other posts. Check out an example of a cover photo GIF here, and be sure to remember that less is always more in this case. After all, some of the coolest GIFs are the ones that hardly move at all. A Reddit-Like Community Hub, Only With Better Design And Less MemesReddit can be a meme-saturated and inside-joke-filled rabbit hole, and Facebook has long outgrown the ability to keep intelligent discussion at the forefront of its public pages and groups. That doesn’t leave too many options for those nostalgic about the era of dedicated message boards and forum communities. Guide to Performing Bulk Email Verification A Comprehensive Guide to a Content Audit Luckily, Google+ has such a feature, called Communities, that acts as a mix between those discussion modes of the earlier Web and Facebook Groups/Pages, but with subreddit-style organization that’s a little more professional than the social news site.For instance, the top Android community was started and remains moderated by the popular blog Android Central. It’s a public community with over 165,000 members and no posted rules, so anyone can join and jump into a number of discussion topics or simply post to the main page. But Google+ also has invite-only groups with stricter organization, such as the HTML5 community. Besides being exclusive, the community has its own self-described manifesto naturally available as a public Google Doc that mandates how to stay in good graces with the moderators. A more lenient page that still has some casual rules is Gaming, which asks that users write in English and avoid littering the page with links in succession. Simply put, there’s a topic for most Web junkies in Google+ Communities, though it does seem to lean towards the more Google-related areas like Android and Chrome in terms of frequency and prominence. Smaller Can In Fact Be BetterA lot of the criticism aimed at Google+ isn’t at what it can’t do or doesn’t do well. Rather, the most-often heard complaint tends to be, “Nobody’s on it!” While it may be true that the social network’s numbers may be far lower than Facebook’s and not likely to catch up anytime soon, it’s important to realize that this has positive effects as well: the people who do use Google+ are only the ones that really want to. It means the users are highly engaged, using the network to its fullest potential and interacting at a high frequency in quality ways that foster more depth. That’s what users can expect when they go there, and Google+’s more powerful features—discovery hashtags that funnel into well-kept communities and pages accented by unique animations—can make the growing social network still feel like a welcoming niche environment.  The Dos and Don’ts of Brand Awareness Videoscenter_img Tags:#Google#social networking nick statt Since its makeover in May, Google+ has been steadily winning a war of aesthetics over Facebook, which has yet to roll out its redesigned News Feed to all users.While a visual overhaul is a great way to draw in users who have long neglected the mandatory social component of the Gmail address, Google+ has yet to succeed at making some of its new, highly powerful features more noticeable.To the average user who may only casually use Google+, it’s a better looking yet more empty social hub when compared with its competitors. When taking into account the ways in which Google+ is in fact a richer, more discussion-based and interactive experience, the social network begins to look like a far better place to spend one’s time online.See also Google+ Turns Two: Why I’m Becoming A ConvertLuckily, these somewhat lesser-known features are not at all hidden, but do take a bit of explaining. Here’s three of the best Google+ has to offer today. Hashtags: Google+’s Discussion Discovery FeatureFacebook made a splash last month with the debut of its own hashtags offering, mostly because it was yet-another move aimed at beefing up its discovery offering with features that have worked wonders for other services.  But while hashtags are synonymous with Twitter and the trending war between it and Facebook, Google+ has in fact had the hashtag feature since last year. The important question is: Is there any more utility with Google+ hashtags than you get on other platforms? It turns out that yes, there is, for a number of reasons. Most importantly, what makes Google+’s hashtag option not only easier and more elegant to use, but more functionally powerful as well, is the fact that clicking a hashtag does not take you away from the page and away from what made you click in the first place, as it does with both Facebook and Twitter. Facebook is Becoming Less Personal and More Pro…last_img read more

PHOTOS: Prime Minister Holness Holds Bilateral Talks with Prime Minister of Denmark

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first_imgPrime Minister, the Most. Hon. Andrew Holness (centre), converses with Denmark’s Prime Minister, Lars Lokke Rasmussen (right), during bilateral talks at the United Nations Headquarters in New York on Tuesday (September 25). At left is Jamaica’s Representative to the United Nations, Ambassador Courtenay Rattray.last_img