Category Archives: inzwh

Fight phishing

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first_imgBy Sharon OmahenUniversity of GeorgiaYour personal computer mostlikely contains keys to your money and your life. And they’re not exactlyvaults. Computer experts say following a few basic tips, though, can preventoutsiders’ access.”More and more peopleare becoming victims of computer phishing when they could easily preventit,” said Bill Blum, a senior systems specialist with the University ofGeorgia College of Agricultural and Sciences. “Just as they do in thephysical world, scam artists on-line develop new and more sinister ways totrick you.””Phishing” is a playon “fishing,” or casting out hooks in hopes of enticing someone tobite. It’s an attempt to get financial information from you, Blum said.These e-mails most oftendirect you to a false Web site. “For example,” he said, “you mayget an e-mail that appears to come from your banking institution saying theyare having a problem with your account. You click on the URL, go to the Website and key in your password information.”Whoa. That’s not good.”You have just given them the first chink in your armor to performidentity theft on you,” Blum said.Once phishers gain accessto your bank information, they can search further for credit card numbers andyour Social Security number, he said.How can you tell whether asite is truly your bank’s Web site?”Secured portions ofsites like banking sites have URLs that begin with https,” Blum said.”The ‘s’ stands for secure. You should also see a closed‑lockgraphic, usually in the lower right corner of your screen, when you’re on asecured site. If the graphic is an open lock, you’re on an unsecuredsite.”The closed lock doesn’tguarantee the site is safe. “But it’s a major step in the rightdirection,” he said.Blum says you can furtherprotect yourself from phishing by never responding to requests for personalinformation in e‑mails or pop‑up windows.”When in doubt,”he said, “call the institution that claims to be the sender of the e‑mailor pop‑up window before you respond.”Always visit Web sites bytyping the URL into your address bar. Never access it by clicking on the URL inan e-mail.To make sure you aren’t aphishing victim, Blum said, routinely review your credit card and bankstatements for errors. The sooner you find them, the sooner you can take actionto correct them.”Report suspected abusesof your personal information to the proper authorities as soon aspossible,” Blum said. “Typically, the credit-reporting agencies youshould contact are Equifax, TransUnion and Experian.”Four steps to secure yoursystem, he said, are:1. Install an antivirusprogram and keep it up‑to‑date. Periodically scan your entiresystem for viruses.2. If you’re running aWindows‑based system, always perform your Windows critical updates(www.windowsupdate.com) with Internet Explorer.3. Install a spyware detectionand removal program, such as Ad‑aware (www.lavasoftusa.com) or SpyBot(www.safer‑networking.org). “You pick up spyware when you go to Websites or get spam‑type e-mail,” Blum said. “Programs like Ad‑Awareand SpyBot can help keep spyware away.” Both are free.4. If you’re get on-linethrough DSL or cable access, install a software firewall. “It allows youto control traffic in and out and prevents all other traffic,” Blum said.”The most common are Windows Firewall (if using Windows XP), ZoneAlarm andF‑Secure Client Security.” Dial‑up users don’t always needfirewall protection. But it’s always helpful.If installing softwareintimidates you, Blum said, contact a reputable computer professional. Or justbuy current computer magazines for tips and visit Web sites likewww.zonelabs.com.last_img read more

Blueberries

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first_imgBy Stephanie SchupskaUniversity of Georgia Blueberries are becoming big business in Georgia. University of Georgia experts plan to use a $1.7 million U.S. Department of Agriculture Specialty Crop Research Initiative grant to lead an effort to make the Southeast the No. 1 producer of the fruit. The U.S. has 75,000 acres of cultivated blueberries. A third of that is grown in the South. The region is on track to become the hub of U.S. blueberry production within the next five years, said Harald Scherm, a plant pathologist with the UGA College of Agricultural and Environmental Sciences. A spring freeze severely damaged Georgia’s blueberry crop in 2007. But the 2006 crop was worth $75.8 million. The berry has the potential to add millions of dollars more to rural economies, said Gerard Krewer, a UGA Cooperative Extension fruit crop horticulturalist. “Blueberries are grown in rural areas, areas that really need economic boosting,” Krewer said. “Blueberries are becoming a major horticultural commodity in southeast Georgia.”Scherm will lead a research team that includes Krewer and CAES horticulturists Dan MacLean and Anish Malladi, plant pathologist Phil Brannen, food scientist Rob Shewfelt and engineer Changying Li. The team will collaborate with colleagues in Florida, North Carolina, West Virginia and Mississippi.The grant will be used to develop a way to harvest the berries mechanically while not damaging or dropping a majority of the fruit. The research team will also use the grant funds to genetically improve fruit quality and to fight diseases that are just starting to plague blueberry bushes.Delicate fruitGeorgia producers predominately grow two types of blueberries – rabbiteye and southern highbush. Rabbiteye – the variety traditionally grown in Georgia – has a thicker skin and is generally harvested in June and July. The development of the southern highbush variety allows growers to start harvesting blueberries in April and May, a period when berries are in short supply and prices are much higher. But with the extra profits came new problems. The southern highbush has thin skin and bruises easily. Because of this, most are currently harvested by hand. Competition for farm workers and tighter immigration restrictions could cause the cost of harvesting to skyrocket for the crop in coming years. Hand-harvesting now cost farmers as much as 70 cents per pound. Farmers now need machines that better harvest their crop. Current harvesting machinery drops too many blueberries – as much as 25 percent of the crop and can bruise delicate berries. Damaged berries are only good for the frozen market, and producers get much lower prices for frozen berries than they do for fresh.Besides coming up with a better harvesting method, another way to deal with the thin skins of southern highbush is to breed new varieties with thicker skins, or with a crispy flesh. Crispy flesh varieties are currently being developed by university breeding programs in Florida, North Carolina and Georgia. After narrowing down the varieties, UGA food scientists will use taste panels to determine which type of new southern highbush blueberry consumers would most likely buy.Fighting diseases“With so much blueberry acreage going in the last few years, there’s not been enough new plants to go around,” Scherm said. New plants are propagated through cuttings, and he thinks this may help spread debilitating diseases not seen before. These diseases include blueberry red ringspot virus, bacterial leaf scorch and Botryosphaeria stem blight. Leaf scorch and stem blight have killed many southern highbush blueberry plantings in recent years. Bacterial leaf scorch was first documented in 2006. Very little is known about how to control it. Scherm hopes to find answers to these questions primarily by studying disease epidemiology, transmission modes and cultivar resistance.(Stephanie Schupska is a news editor for the University of Georgia College of Agricultural and Environmental Sciences.)last_img read more

West Rutland project wins $4.5 million energy grant

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first_imgNeighborWorks of Western Vermont won a $4.5 million grant for innovative energy efficiency and renewable energy programs, the Vermont congressional delegation announced today.The Rutland County nonprofit housing lender was awarded the grant one of only 20 nationwide for its proposal to save energy and create jobs retrofitting homes and municipal buildings.The award comes through a nationwide energy efficiency block grant program created in legislation authored by Sen. Bernie Sanders (I-Vt.). Sen. Patrick Leahy (D-Vt.) and Rep. Peter Welch (D-Vt.) played critical roles securing the grant funded by the economic stimulus bill that Congress passed last year. This is exactly why I helped write the Energy Efficiency and Conservation Block Grant program, to help communities invest in energy efficiency in homes and businesses and public buildings, said Sanders, chairman of the Senate s green jobs subcommittee. Today s announcement of nearly $4.5 million for Rutland County will help make thousands of homes and buildings more energy efficient, reduce energy bills, save money, cut greenhouse gas emissions and create jobs. This project with multiple benefits is exactly the kind of project we had in mind for the economic recovery plan. This collaborative, community-based effort puts people back to work while advancing a new green economy, said Leahy, a senior member of the Senate Appropriations Committee that led in writing the American Reinvestment and Recovery Act. NeighborWorks of Western Vermont has designed an innovative project that will have a real impact in energy conservation and clean energy generation. This grant is a recognition of NeighborWorks innovation, creativity and dedication to helping Rutland County families save energy and save money. This organization has worked hard to marshal the resources of the Rutland community, partnering with public and private entities to design a program that works for this region, said Welch, a member of the House Energy and Commerce Committee. With this significant federal investment, NeighborWorks will be able to achieve its goal of creating quality jobs and saving families money.The grant was awarded by U.S. Department of Energy under the block grant program Sanders created in the 2007 energy bill. The initial $3.2 billion in funding for the nationwide program was appropriated in the economic stimulus bill. It set aside $454 million for the competitive grants. Working with our partners we will be able to retrofit 40 percent of the homes in Rutland County for energy savings, create an estimated 352 jobs, and show the entire country what a single county in Vermont can do with resources and the determination to get it done, said Ludy Biddle, executive director of NeighborWorks.Over the three-year grant period, the West Rutland nonprofit plans to serve up to 40 percent of eligible households in the county 7,300 customers altogether with home visits on ways to lower energy costs. It will conduct at least 2,000 comprehensive energy audits and help 1,000 residents complete substantial retrofits. The total energy savings projected to be achieved over the first six years alone will total about $8.7 million.Key partners in the project include Central Vermont Public Service, Efficiency Vermont, five local banks, Green Mountain College, the Rutland Regional Planning Commission, local retailers, local governments, and community volunteers.Previous grants totaling almost $12 million were distributed to Vermont counties through regional planning commissions, to schools throughout the state, and directly to Vermont s 10 largest municipalities.Source: Vermont congressional delegation. WASHINGTON, June 11, 2010last_img read more

TBT: Matt Kirk Sets Unsupported A.T. Speed Record

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first_imgA handful of close friends awaited Matt Kirk atop Springer Mountain, Ga., in August, 58 days 9 hours and 38 minutes after he left Mount Katahdin in Maine. Sunlight filtered through the thick fog that was covering the mountain. Then a long and lean hiker appeared through the mist, and in a few final strides, he reached the summit plaque to the sound of cowbell and cheering.It was the accomplishment of a lifetime for Kirk. After being introduced to camping at age 17, Matt fell in love with the Appalachian Trail on a trip to the Grayson Highlands in Virginia with his parents. He tackled a northbound trek of the A.T. in 2001 when he was 20 years old. Long-distance running and hiking became an obsession. He went on to add thru-hikes of Vermont’s Long Trail, the Colorado Trail, California’s John Muir Trail, and in 2011, the Mountains to Sea Trail in North Carolina. He also set records thru-hiking the Bartram Trail and completing the South Beyond 6,000 Challenge.Now, at age 32, he has accomplished his toughest trek to date: an unsupported southbound thru-hike. He hiked to all of his resupply points and even made his own ultra-lightweight backpack, setting a new unsupported A.T. speed record in the process.What inspired you to hike the A.T. again, this time with a goal of sub-60 days? I learned about Ward Leonard’s extraordinary feat of hiking the A.T. in 60.5 days during my first thru-hike of the AT in 2001. He accomplished this back in 1990, and it fascinated me that the record had stood for so long. As my competence in fast packing grew over the years and I found myself in a position with summers off, I thought I’d give it a shot.Considering how hard it must be to train well for such an endeavor, how did you fit in the time and miles? During the year leading up to the attempt, we were living in downtown Brevard, N.C., where I could literally hike from our home into the mountains of Pisgah for weekend-long outings. My training was rather minimal, and I relied on the cumulative experience of 12 years of hiking and ultra running to be successful.What was your longest day? Shortest day? My longest day was my last day. From Low Gap Shelter, where I ducked out from the rain from one to four o’clock in the morning, it was 43.2 miles. My shortest day was on day 11 when I hiked 22.9 miles from Zealand Falls to Lonesome Lake Hut. Ironically, that was nearly the longest day in terms of daylight. The Whites are just that rugged.When, if ever, did you feel confident that you’d make it under 60 days?I think it was around Hot Springs when I calculated that I could break 60 days by averaging around 35 miles per day for the remainder of the trek. My knee was feeling much better, so I started to feel really good about my chances at that point.What were the highs and lows of the journey?There are far too many to list! It’s interesting how highs followed lows. To give an example: I was cold and wet as I hiked out of the Mahoosucs in the dark. And yet, even before I reached the warmth and comfort of the White Mountain Lodge in Sherburne, NH, I came to relish the raw beauty around me: descending rugged terrain, spooking countless porcupines and feeling more alive than ever. The entire journey was an emotional roller coaster just like that particular night on the trail.What new insight have you gained after such an amazing accomplishment?I definitely learned a lot about myself. Moving quickly through the Appalachians also gave me a unique perspective of these finite and fragile mountains. I hope to share this experience with others as best as I can through writing.Were you still able to enjoy the typical AT thru-hiker’s social experiences?Yes, maybe not to the extent of most hikers, but it’s about quality, not quantity. I feel fortunate that I got to meet some really cool people, even if it was for a very short period of time. Talking with and getting to know these folks was a highlight of my journey.What was the longest that anyone hiked along with you?I recall bumping into and hiking with a father and son team for 10 miles or so in Vermont. That was probably the longest that I hiked with anyone along the entire trail.Is it true that you make your own gear? If so, why?Yes, a lot of my gear is homemade. By making my own gear, I not only dialed in a system that really works, but also developed skills to be creative and resourceful on the trail. It’s a huge time investment, but it’s also time well spent.What was the most important piece of gear on this adventure?My brain.What did you eat? How many calories per day? I ate a lot of peanuts, raisins, and a variety of snack and energy bars. I also cooked a dinner most evenings on the trail, which added some variety to the diet. I started with a budget of 3,500 calories per day in my drops, but quickly figured out that was insufficient, so I started supplementing whenever and wherever I could.What do you think about social media and/or forum posts revealing a hiker’s location?I think it’s ultimately the hiker’s responsibility to take the preventative actions required to ensure the safety and integrity of his/her hike since no one can control what others do or say. It’s important to be transparent about a record attempt, but not in real time.How much did unplanned trail magic actually aid you in getting to your next resupply?I received trail magic on several occasions and I’m very grateful to the trail angels who came out to provide this support for all hikers. However, without this magic, I would’ve still made it to my next resupply. On a self-supported hike, it’s equally foolish to rely on unplanned trail magic as it is to turn it down.How low do you think the record could go in the future?  Who do you think could beat your record?I don’t think sub-50 would be possible without a support crew. But given a good year, I believe an experienced hiker could break 55 days. I’m not going to name any names, but there are several people who come to mind. I just hope they don’t make it look too easy.last_img read more

House of Petar Preradović in action A week of rest worthwhile

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first_imgThe reduced ticket price for pupils, students, pensioners and children older than six (6) years with a 50% discount will be HRK 5,00, while the regular price is HRK 10,00. Photo: Kristijan Toplak, Virovitica-Podravina County The Petar Preradović House Interpretation Center responded to the invitation to participate in the new action ‘A week worth of vacation’ organized by the Ministry of Tourism in cooperation with the Croatian National Tourist Board. The reduced price with a 50% discount for a group of at least 10 people will be HRK 10,00, while the regular ticket price is HRK 20,00. Adults will also have a 50% discount on tickets, and an individual ticket will amount to HRK 15,00, while the regular ticket price is HRK 30,00. By participating in the new campaign ‘Vacation Week Worth’, they are announcing a 50% discount on all tickets for a visit to the Petar Preradović House Interpretation Center in the week from 10 to 19 April 2020. Family ticket prices will also be at a 50% discount and will amount to HRK 25,00 (2 adults + 1 child) while the regular price is HRK 50,00, HRK 30,00 (2 adults + 2 children) and the regular price is 60,00 .35,00 kn, and 2 kn (3 adults + 70,00 and more children) instead of the regular price of XNUMX kn.last_img read more

Amid protests, Pentagon squirms under pressure to do Trump’s political bidding

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first_imgTopics : Minutes earlier, he had declared that he was dispatching “thousands and thousands of heavily armed soldiers” to help quell unrest, which appeared to invoke the rarely used Insurrection Act to involve the US Army in domestic peace-keeping.The Pentagon stressed that the Insurrection Act had not been activated.But Trump’s words, and the picture of Milley in his camouflage battle dress at the White House, left many nervous.Likewise did Esper telling governors of US states earlier Monday that they should “dominate the battlespace” to end the protests, sounding like he too viewed the situation as war. President Donald Trump wants the US military to take the lead in stopping violent race protests, making the Pentagon increasingly vulnerable to accusations of being a tool for his political goals.Trump put the issue out in front Monday in a made-for-TV show of force.After having police fire tear gas to clear away peaceful protestors in front of the White House, he walked with Defense Secretary Mark Esper and Joint Chiefs Chairman General Mark Milley at his side to a nearby church to pose for pictures. ‘Not aware’ The Pentagon sought Tuesday to dampen the concerns, even as hundreds of army policemen were placed on standby for duty if violence continued in the US capital.A senior official, speaking on grounds of anonymity, insisted that Esper’s “battlespace” was simply his habit of using the jargon of the US military.”It’s the common term we use for the area we are operating in,” he said.As for Milley’s and Esper’s presence when Trump made his political display, the official claimed they had been called to the White House at short notice — hence Milley’s camouflage uniform — and did not know it was going to happen.”The president indicated an interest in viewing the troops outside and the secretary and the chairman went with him,” the official said.”They were not aware that the police and law enforcement had made a decision to clear the square.”center_img ‘Autocratic rule’ That failed to douse concerns that the two top military leaders were being sucked and pressured into Trump’s political plans.”I remain gravely concerned about the President Trump’s seemingly autocratic rule and how it affects the judgment of our military leadership,” said the chair of the House Armed Services Committee, Adam Smith. “The role of the US military in domestic US law enforcement is limited by law,” he added.”It must not be used in violation of those limits and I see little evidence that President Trump understands this fundamental premise.”Joe Biden, the Democratic candidate for president, accused Trump of “using the American military against the American people.”It was clear, too, that African Americans in the US military had their focus on brutality toward blacks and less so on Trump’s machinations.  “Just like most of the Black Airmen and so many others in our ranks … I am outraged at watching another Black man die on television before our very eyes,” tweeted Chief Master Sergeant Kaleth Wright, the senior-most enlisted man in the US Air Force.”I am George Floyd,” he wrote.  One week after the killing of handcuffed African American George Floyd by a Minneapolis policeman sparked protests and riots for racial justice across the country, such talk sparked anger and concerns that Trump would use the military against political foes, and to boost his own stature.”America is not a battleground. Our fellow citizens are not the enemy,” said retired General Martin Dempsey, who held Milley’s job from 2011 to 2105.”I am not convinced that the conditions on our streets, as bad as they are, have risen to the level that justifies a heavy reliance on military troops,” Mike Mullen, Dempsey’s predecessor as the top Pentagon commander, wrote in the Atlantic on Tuesday.”Furthermore, I am deeply worried that as they execute their orders, the members of our military will be co-opted for political purposes.”last_img read more

Governor Wolf Announces $10 Million in State Funding to Redevelop Former Gallery Site into Fashion Outlets of Philadelphia

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first_img September 29, 2016 Jobs That Pay,  Press Release Philadelphia, PA – Governor Tom Wolf today announced a $10 million state grant to aid in the redevelopment of the Gallery, a former shopping center spanning three city blocks from 8th to 10th streets along Market Street in Philadelphia. The $575 million project will transform the site into the new ‘Fashion Outlets of Philadelphia,’ a 730,000 square-foot retail space expected to open in 2018.“We have already shown through our great work on the Papal visit, the Democratic National Convention, and the NFL Draft to be held here next April that Philadelphia is a world class city,” Governor Wolf said. “The redevelopment and modernization of this area is vital to this important section of Philadelphia. This project will not only upgrade the Gallery and create new jobs and retail options, but it will also better connect people visiting this area to public transportation options and enhance pedestrian connection between landmarks like City Hall and Independence Hall.”The $10 million Redevelopment Assistance Capital Program (RACP) grant will help the Philadelphia Real Estate Investment Trust (PREIT) close a final funding gap in the project, allowing it to become a reality.“Everyone connected with this project sees this as further validation of the significant economic benefits that the Fashion Outlets of Philadelphia brings to this region, not just in jobs and long-term tax revenue, but in further elevating Philadelphia’s status a world class city,” said Joseph Coradino, CEO of PREIT. “We are so grateful for the governor’s support in this initiative and look forward to continuing to work together to fully realize the promise that our project and vision has to offer.”The grant will be used to improve exterior facades that connect the street to public transportation, interior renovations including the installation of new mechanical systems and the replacement of escalators and elevators, and a greatly enhances pedestrian connection between City Hall, the Independence Mall historic area, and the recently expanded Pennsylvania Convention Center and the Avenue of the Arts.“This renovation project will serve as powerful economic engine for the City,” Mayor Kenney said. “It will create construction jobs in the short term, retail and office for jobs for the long term and hundreds of millions in tax revenue.”Throughout the course of the two-year construction period, over 2,100 jobs are expected to be created. Once the Fashion Outlets of Philadelphia has opened, PREIT and Macerich estimate approximately 2,300 direct and indirect permanent jobs will be created, including over 1,000 retail jobs and nearly 300 office jobs.The expected one-time economic impact on the Commonwealth of Pennsylvania is $560 million, including $480 million for the City of Philadelphia, with an additional yearly economic impact of $300 million throughout the state.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf Governor Wolf Announces $10 Million in State Funding to Redevelop Former Gallery Site into Fashion Outlets of Philadelphiacenter_img SHARE Email Facebook Twitterlast_img read more

Governor Wolf’s Week, October 30 – November 5, 2016

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first_img November 04, 2016 Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf By: The Office of Governor Tom Wolf Governor Wolf’s Week, October 30 – November 5, 2016center_img SHARE Email Facebook Twitter The Blog,  Weekly Update On Monday, Governor Wolf attended a groundbreaking ceremony to announce $3.5 million in funding for the Reading Viaduct Trail Project in Philadelphia.Also this week, Governor Wolf signed multiple pieces of legislation into law.On Wednesday, the governor signed a package of legislation that would reinforce the fight against the opioid abuse epidemic. Fighting the opioid abuse epidemic is a top priority for Governor Wolf and his administration. He thanked the General Assembly for working quickly to these bills to his desk before the end of their fall session.The governor signed legislation that will strengthen the Prescription Drug Monitoring Program, restrict the number of pills that can be prescribed to minors or in emergency rooms, establish education curriculum on safe prescribing, and create more locations for the drop-off of prescription drugs.On Thursday, Governor Wolf signed a bill that would reform the state’s unemployment compensation. The new legislation will provide benefits to approximately 44,000 Pennsylvanians and help to ensure that seasonal workers and those who need unemployment insurance will have better and more efficient access to those funds.On Friday, Governor Wolf signed Senate Bill 984 which allows ride-sharing companies such as Uber and Lyft to operate statewide. Also on Friday, the governor signed legislation prohibiting the commonwealth from contracting with any company or organization that engages in an economic boycott against Israel and he signed “Daniel’s Law” which enhances sentencing for individuals who are involved in texting while driving accidents.Governor Wolf’s Week, October 30 – November 5, 2016Monday, 10/31/16Governor Wolf Announces WebpageFX Expansion of National Headquarters in Dauphin County, Creation of 80 JobsGov. Wolf Attends Groundbreaking, Announces $3.5 Million in State Funding for Reading Viaduct Trail Project in PhiladelphiaGovernor’s Award for Safety Excellence Winners AnnouncedGovernor Wolf Orders Commonwealth Flags at Half-Staff to Honor Former Senator J. Barry Stout and Former Representative Robert “Bob” BelfantiTuesday, 11/1/16Governor Wolf Statement on the TWU/SEPTA StrikeGovernor Wolf Announces Opening of New Pipeline Investment ProgramGovernor Wolf Encourages MLB Commissioner to Keep Uniform Manufacturer in PennsylvaniaWednesday, 11/2/16Governor Wolf Signs Bill to Support Disabled VeteransGovernor Wolf Announces Statewide Planning Project to Boost Pennsylvania’s Solar Energy Development Begins in January 2017Governor Wolf Announces 246 New Jobs with Champion Modular Manufacturing Facility in Juniata CountyGovernor Wolf Signs Bills to Battle Heroin and Opioid CrisisThursday, 11/3/16Governor Wolf Signs Bill to Provide Unemployment Insurance for an Additional 44,000 PennsylvaniansGovernor Wolf Signs 17 Bills into LawFriday, 11/4/16Governor Wolf Signs Law Legalizing Ride-Sharing StatewideGovernor Wolf Signs Bill Prohibiting State from Contracting with Businesses that Boycott IsraelGovernor Wolf Acts on LegislationGovernor Wolf Signs Bill to Deter Texting and DrivingHighlights from The BlogCelebrating Diwali and Tihar in PennsylvaniaIn the Age of Fintech, Cybersecurity is Everyone’s BusinessElection Day GuideSee You At The Polls!Governor Wolf Pledges Ambitious Early Childhood Education PlanGovernor Wolf Signs Legislation Package to Combat the Heroin and Opioid Crisis (Round-up)Voting in PA: Find Your Polling Place for Tuesdaylast_img read more

AP7 should abandon active management – National Audit Office

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first_imgIt said fund AP7 participants were “vulnerable” due to a lack of external controls and supervision, and called on the fund to revise its statement of goals and develop a better means of evaluating its index management and leverage strategy.Lastly, the audit office criticised the Swedish government for failing to focus on these aspects in its own reviews of the fund.AP7 said the fund was working continuously to improve, and saw the review as an “incentive”.And while it found some of the auditor’s recommendations as “reasonable and constructive”, it strongly disagreed on many other points.It described the review as “regrettably misleading”, pointing out that its goal was first and foremost to ensure that those participants who do not make an active selection receive an equally robust pension as those who actively select funds in the system.This goal, according to AP7, was not considered at all in the review, which was “surprising”.While conceding that active management was a “difficult” area, it said the buffer fund had worked hard to find an efficient form of management that balanced risk and return.It also claimed that its approach had outperformed more traditional forms of active management.Since AP7 was launched in 2007, it has returned 52%, compared with 20% for the average saver who selects funds available in the system.AP7 also pointed out that it was subject to comprehensive reviews and monitoring by auditors and the government, and maintained that it had always followed the laws and directives to which it was subject.The fund refuted that there were serious deficiencies in its internal supervision and controls, and said it was sceptical of refining its statement of goals, adding that the audit office had provided no indication of what this should look like.  As of the end of 2012, almost 3m Swedes were invested in AP7, which has approximately SEK130bn (€14.6bn) in assets. Sweden’s National Audit Office (Riksrevisionen) has recommended that AP7, the default option in the country’s national defined contribution pension system, end its involvement in active management.In a recently published review of the buffer fund, the Riksrevisionen argued that active management had been of little benefit to the fund’s participants, and that the strategy was ill suited to the shorter investment horizons of those already retired.The review also urged AP7 to continue to develop its internal supervision and controls and strength the independence of these functions, after noting “serious deficiencies” in the area.The Riksrevisionen said savers in AP7 found it difficult to work out what returns they could expect, and pointed out that the fund was not subject to the same regulatory scrutiny as the other funds in the premium pension system.last_img read more

This home takes spooning to a whole new level

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first_imgThe retro mancave is filled with ‘50s memorabilia.It has a slate pool table, it has a retro lounge and even a piano if you want to sing a few tunes with your mates. According to agent Joel Ruge from Elders Real Estate — Shailer Park, the mancave was a passion project for the previous owner over the decades. The mancave take up a sizeable chunk of the home’s lower level.More from newsNew apartments released at idyllic retirement community Samford Grove Presented by Parks and wildlife the new lust-haves post coronavirus18 hours ago“I’ve sold homes with mancaves before but they didn’t have the character of this one,” Mr Ruge said.Work on the mancave began back in the ‘70s, firstly with the bar, and gradually the owner added more and more quirky additions. “There is ‘50s memorabilia, things from old movies, different car things,” he said.Among the more curious additions are the more than 2500 collectable spoons that line the walls.“They are from all over the world and they are all categorised,” he said. TIMELESS: The home comes with a very unusual mancave.PLENTY of homes come with extras thrown in when they hit the market, but this one is a bit different.The Slacks Creek home at 304 Kingston Road comes with everything you will need for the ultimate mancave.It has the bar, complete with bar stools and quirky memorabilia.center_img Perfect for a quiet bevvy.After the owner passed away, his children decided that the home should be sold with the mancave that he cherished. “It would be like taking the soul out of the house,” he said.The home has four bedrooms, two bathrooms, a three-car garage and it is on the market now. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 2:28Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -2:28 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels576p576p480p480p320p320p228p228pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenBrisbane market wrap up02:28last_img read more